Built for regulated settlement — not speculation.
XLE is positioned as an institutional settlement and liquidity asset embedded in an ISO 20022-ready platform, with compliance and audit evidence treated as first-class requirements.
Mission (marketing short)
Provide a secure, compliant, and auditable digital settlement asset that integrates into ISO 20022-driven financial infrastructure — with predictable governance and operational accountability.
The market problem
Fragmented rails
Messaging standards and settlement rails often fail to align, creating reconciliation complexity and operational risk.
Compliance as an afterthought
KYC/AML and sanctions screening are frequently bolted on, which is insufficient for regulated operations.
Missing evidence
Institutions require audit trails and decision traces — not only transaction hashes.
Our solution (tech deep-dive)
XLE is paired with platform layers that make institutional evaluation possible: a canonical data model (CPM), ISO 20022 validation and mapping, a policy engine for jurisdictional constraints, and an evidence service for auditability.
Core layers
- Governance & scope: define flows, roles, market rules, and responsibilities.
- Canonical model (CPM): stable internal representation to map ISO ↔ blockchain consistently.
- Validation: XSD + market practice rules before execution.
- Policy engine: jurisdiction, roles, approvals, sanctions constraints.
- Evidence & audit API: immutable logs, proofs, reporting paths.
Request institutional access
If you are a bank, PSP, fintech, or regulated operator, we can provide a structured path to evaluate XLE: documentation, sample flows, and integration endpoints.