ISO 20022 Platform

From structured messages to controlled settlement.

XLE is paired with platform layers designed for ISO 20022-driven operations: governance and scope, canonical modeling (CPM), validation, mapping, connectors, and evidence.

pacs.*pain.*camt.*Validation + mapping

Institutional fit

Architecture overview (marketing short)

ISO 20022 is not a “crypto label.” It is a messaging and data standard. Being ISO 20022-ready means supporting governance, validation, mapping, and evidence — end-to-end.

Core building blocks

Technical deep-dive

Governance & scope

Define which flows are covered, roles, market practices, and responsibilities.

Canonical model (CPM)

Stable internal representation so ISO payloads and blockchain events map consistently.

Validation & mapping

XSD validation plus market rules, then deterministic mapping to settlement instructions.

Example flow (pacs.008 → settlement)

1) Receive pacs.008 payload (payment instruction) 2) Validate XSD + market practice rules 3) Normalize into CPM (canonical model) 4) Apply policy engine (roles, corridor rules, sanctions) 5) Orchestrate settlement event(s) 6) Store evidence: inputs, validations, decisions, outputs 7) Provide reporting path (camt.* style)

Request institutional access

If you are a bank, PSP, fintech, or regulated operator, we can provide a structured path to evaluate XLE: documentation, sample flows, and integration endpoints.

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