Institutional settlement infrastructure

XLE — the ISO 20022-native settlement token built for compliance.

ISO 20022 flows: pacs.*, pain.*, camt.*KYC / AML / sanctions-readyAudit evidence & governance

XLE is designed to bridge structured financial messaging and blockchain settlement — with policy controls, traceability, and operational accountability built in from day one.

Positioning
Institutional-grade
Core standard
ISO 20022-aligned
Control model
Policy + Audit

Executive summary

Financial institutions require predictable data, governance, and evidence — not “best effort” crypto integration. XLE is built as part of a platform that supports message validation, mapping, compliance enforcement, and auditability.


ISO 20022 → Canonical model → Settlement

Standardized payloads mapped into a stable internal model for consistency and traceability.

Compliance-first operations

Identity onboarding, AML/sanctions screening, and jurisdictional policies integrated as core layers.

Evidence & audit trail

Immutable logs, decision traces, and reporting paths for regulated operators.

Problem → Solution

Why XLE exists

ISO 20022 modernizes how financial data is structured and exchanged. Yet settlement across rails often remains fragmented — with compliance, governance, and audit evidence treated as afterthoughts.

Market pain

Many digital assets lack role separation, policy enforcement, and traceable evidence needed by banks, PSPs, and regulated operators.

XLE approach

XLE is embedded in an ISO 20022-ready platform: validation, canonical modeling, mapping, compliance rules, and audit evidence.

Outcome

A settlement and liquidity asset that can be evaluated with the same rigor as institutional infrastructure.

For banks, PSPs, and fintechs

Explore the platform

Mission & vision

Clear positioning, governance principles, and long-term infrastructure objectives.

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XLE token

Utility, tokenomics principles, treasury controls, and institutional use cases.

Explore token

ISO 20022 tech

Message families, mapping layers, validation rules, connectors, and architecture.

View architecture

Request institutional access

If you are a bank, PSP, fintech, or regulated operator, we can provide a structured path to evaluate XLE: documentation, sample flows, and integration endpoints.